# College Algebra

Assignment Instructions
M4 Assignment: Financial Statement
Financial Report
Money is a central concept for everyone no matter what age you are. In this project you will explore exponents using the compound interest formula to make conclusions on investments.
In this project you will:

Use exponents to calculate the amount of interest earned on an investment.
Evaluate formulas with exponents.
Convert interest rates to decimals.
Apply the order of operations.

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To complete this project you will:

Complete the Financial Report Worksheet to guide you in developing your budget. Be sure to show all work!
Complete a 2 page, double spaced, APA formatted report. In the report you need to present your findings and explain your conclusions on interest rates and compounding frequency. Thoughts to include in the report include: Is a savings account a good way to earn interest? When looking at opening a savings account what should you look for: higher interest rate or more frequent compounding?
Be sure to cite your sources for the interest rates from the chosen financial institution!

Length/Formatting Instructions
Length2 pages, 400-500 wordsFont12 point, Calibri Font, no more than 1″ marginsProgram/File TypeSubmit in WordAttachmentsShould be pasted into the Word document if possible.Referencing systemAPA referencing system is necessary in assignments, especially material copied from the Internet.
For examples of correct citations, visit the following links:
http://owl.english.purdue.edu/owl/resource/560/01/
File Name
Your work will be evaluated on the following criteria:
CATEGORYExemplarySatisfactoryUnsatisfactoryUnacceptablePresentation Style – Organization, Transitions, Tone (10 Points)10 points
The assignment is presented with excellent organization, thoughtful transitions, and the appropriate tone.8 points
The paper is adequately organized, but has some errors in the transitions or the tone.4 points
The paper is poorly organized, or it contains ineffective transitions and/or inappropriate tone.0 points
The paper displays little to no organization or transitions, and/or does not use the appropriate tone.APA Format – Citations and References (5 Points)5 points
All sources used for quotes and facts are credible and cited, and the references and in-text citations are all properly formatted. Each reference has an in-text citation and in-text citation has a reference.4 points
All sources used for quotes and facts are credible and cited, but slight errors are present in the format of the in-text citations or references. Or there may be one in-text citation or reference missing.2 points
Some sources used for quotes and facts are either not credible or there are significant errors in the in-text citations and/or references. Or there are multiple missing in-text citations or references.0 points
The sources used for quotes and facts are not credible and/or not cited. The in-text citations and/or references are not present.Application to the Real World (40 points)40 points
The response indicates a high level application of compound interest. The paper demonstrates a complete understanding and analysis of interest rates and the compound interest formula.32 points
The response indicates a basic application of compound interest. The response demonstrates a clear understanding and analysis of interest rates and the compound interest formula.16 points
The response indicates an incomplete application of compound interest. The response demonstrates a conceptual understanding and analysis of interest rates and the compound interest formula.0 points
The response indicates little or no application and analysis of compound interest.Accuracy (45 points)45 points
The entire assignment was completed with dedicated attention to the directions. Outstanding effort and work exceeds expectations. All work is shown and calculations are accurate.36 points
Most of the assignment was completed with attention to the directions but some parts are missing. Good effort and work meets expectations. Most calculations are accurate.18 points
Assignment was completed but attention to the directions was spotty or parts of the assignment are missing. Some effort was made and work meets minimal expectations. Only some calculations are accurate.0 points
Assignment is incomplete and/or directions were not followed. Lacks many elements. Appears that little or no effort was made. Calculations are not accurate.

Assignment Instructions
M4 Assignment: Financial Statement
Financial Report
Money is a central concept for everyone no matter what age you are. In this project you will explore exponents using the compound interest formula to make conclusions on investments.
In this project you will:

Use exponents to calculate the amount of interest earned on an investment.
Evaluate formulas with exponents.
Convert interest rates to decimals.
Apply the order of operations.

To complete this project you will:

Complete the Financial Report Worksheet to guide you in developing your budget. Be sure to show all work!
Complete a 2 page, double spaced, APA formatted report. In the report you need to present your findings and explain your conclusions on interest rates and compounding frequency. Thoughts to include in the report include: Is a savings account a good way to earn interest? When looking at opening a savings account what should you look for: higher interest rate or more frequent compounding?
Be sure to cite your sources for the interest rates from the chosen financial institution!

Length/Formatting Instructions
Length2 pages, 400-500 wordsFont12 point, Calibri Font, no more than 1″ marginsProgram/File TypeSubmit in WordAttachmentsShould be pasted into the Word document if possible.Referencing systemAPA referencing system is necessary in assignments, especially material copied from the Internet.
For examples of correct citations, visit the following links:
http://owl.english.purdue.edu/owl/resource/560/01/
File Name
Your work will be evaluated on the following criteria:
CATEGORYExemplarySatisfactoryUnsatisfactoryUnacceptablePresentation Style – Organization, Transitions, Tone (10 Points)10 points
The assignment is presented with excellent organization, thoughtful transitions, and the appropriate tone.8 points
The paper is adequately organized, but has some errors in the transitions or the tone.4 points
The paper is poorly organized, or it contains ineffective transitions and/or inappropriate tone.0 points
The paper displays little to no organization or transitions, and/or does not use the appropriate tone.APA Format – Citations and References (5 Points)5 points
All sources used for quotes and facts are credible and cited, and the references and in-text citations are all properly formatted. Each reference has an in-text citation and in-text citation has a reference.4 points
All sources used for quotes and facts are credible and cited, but slight errors are present in the format of the in-text citations or references. Or there may be one in-text citation or reference missing.2 points
Some sources used for quotes and facts are either not credible or there are significant errors in the in-text citations and/or references. Or there are multiple missing in-text citations or references.0 points
The sources used for quotes and facts are not credible and/or not cited. The in-text citations and/or references are not present.Application to the Real World (40 points)40 points
The response indicates a high level application of compound interest. The paper demonstrates a complete understanding and analysis of interest rates and the compound interest formula.32 points
The response indicates a basic application of compound interest. The response demonstrates a clear understanding and analysis of interest rates and the compound interest formula.16 points
The response indicates an incomplete application of compound interest. The response demonstrates a conceptual understanding and analysis of interest rates and the compound interest formula.0 points
The response indicates little or no application and analysis of compound interest.Accuracy (45 points)45 points
The entire assignment was completed with dedicated attention to the directions. Outstanding effort and work exceeds expectations. All work is shown and calculations are accurate.36 points
Most of the assignment was completed with attention to the directions but some parts are missing. Good effort and work meets expectations. Most calculations are accurate.18 points
Assignment was completed but attention to the directions was spotty or parts of the assignment are missing. Some effort was made and work meets minimal expectations. Only some calculations are accurate.0 points
Assignment is incomplete and/or directions were not followed. Lacks many elements. Appears that little or no effort was made. Calculations are not accurate.

Assignment Instructions
M4 Assignment: Financial Statement
Financial Report
Money is a central concept for everyone no matter what age you are. In this project you will explore exponents using the compound interest formula to make conclusions on investments.
In this project you will:

Use exponents to calculate the amount of interest earned on an investment.
Evaluate formulas with exponents.
Convert interest rates to decimals.
Apply the order of operations.

To complete this project you will:

Complete the Financial Report Worksheet to guide you in developing your budget. Be sure to show all work!
Complete a 2 page, double spaced, APA formatted report. In the report you need to present your findings and explain your conclusions on interest rates and compounding frequency. Thoughts to include in the report include: Is a savings account a good way to earn interest? When looking at opening a savings account what should you look for: higher interest rate or more frequent compounding?
Be sure to cite your sources for the interest rates from the chosen financial institution!

Length/Formatting Instructions
Length2 pages, 400-500 wordsFont12 point, Calibri Font, no more than 1″ marginsProgram/File TypeSubmit in WordAttachmentsShould be pasted into the Word document if possible.Referencing systemAPA referencing system is necessary in assignments, especially material copied from the Internet.
For examples of correct citations, visit the following links:
http://owl.english.purdue.edu/owl/resource/560/01/
File Name
Your work will be evaluated on the following criteria:
CATEGORYExemplarySatisfactoryUnsatisfactoryUnacceptablePresentation Style – Organization, Transitions, Tone (10 Points)10 points
The assignment is presented with excellent organization, thoughtful transitions, and the appropriate tone.8 points
The paper is adequately organized, but has some errors in the transitions or the tone.4 points
The paper is poorly organized, or it contains ineffective transitions and/or inappropriate tone.0 points
The paper displays little to no organization or transitions, and/or does not use the appropriate tone.APA Format – Citations and References (5 Points)5 points
All sources used for quotes and facts are credible and cited, and the references and in-text citations are all properly formatted. Each reference has an in-text citation and in-text citation has a reference.4 points
All sources used for quotes and facts are credible and cited, but slight errors are present in the format of the in-text citations or references. Or there may be one in-text citation or reference missing.2 points
Some sources used for quotes and facts are either not credible or there are significant errors in the in-text citations and/or references. Or there are multiple missing in-text citations or references.0 points
The sources used for quotes and facts are not credible and/or not cited. The in-text citations and/or references are not present.Application to the Real World (40 points)40 points
The response indicates a high level application of compound interest. The paper demonstrates a complete understanding and analysis of interest rates and the compound interest formula.32 points
The response indicates a basic application of compound interest. The response demonstrates a clear understanding and analysis of interest rates and the compound interest formula.16 points
The response indicates an incomplete application of compound interest. The response demonstrates a conceptual understanding and analysis of interest rates and the compound interest formula.0 points
The response indicates little or no application and analysis of compound interest.Accuracy (45 points)45 points
The entire assignment was completed with dedicated attention to the directions. Outstanding effort and work exceeds expectations. All work is shown and calculations are accurate.36 points
Most of the assignment was completed with attention to the directions but some parts are missing. Good effort and work meets expectations. Most calculations are accurate.18 points
Assignment was completed but attention to the directions was spotty or parts of the assignment are missing. Some effort was made and work meets minimal expectations. Only some calculations are accurate.0 points
Assignment is incomplete and/or directions were not followed. Lacks many elements. Appears that little or no effort was made. Calculations are not accurate.

Assignment Instructions
M4 Assignment: Financial Statement
Financial Report
Money is a central concept for everyone no matter what age you are. In this project you will explore exponents using the compound interest formula to make conclusions on investments.
In this project you will:

Use exponents to calculate the amount of interest earned on an investment.
Evaluate formulas with exponents.
Convert interest rates to decimals.
Apply the order of operations.

To complete this project you will:

Complete the Financial Report Worksheet to guide you in developing your budget. Be sure to show all work!
Complete a 2 page, double spaced, APA formatted report. In the report you need to present your findings and explain your conclusions on interest rates and compounding frequency. Thoughts to include in the report include: Is a savings account a good way to earn interest? When looking at opening a savings account what should you look for: higher interest rate or more frequent compounding?
Be sure to cite your sources for the interest rates from the chosen financial institution!

Length/Formatting Instructions
Length2 pages, 400-500 wordsFont12 point, Calibri Font, no more than 1″ marginsProgram/File TypeSubmit in WordAttachmentsShould be pasted into the Word document if possible.Referencing systemAPA referencing system is necessary in assignments, especially material copied from the Internet.
For examples of correct citations, visit the following links:
http://owl.english.purdue.edu/owl/resource/560/01/
File Name
Your work will be evaluated on the following criteria:
CATEGORYExemplarySatisfactoryUnsatisfactoryUnacceptablePresentation Style – Organization, Transitions, Tone (10 Points)10 points
The assignment is presented with excellent organization, thoughtful transitions, and the appropriate tone.8 points
The paper is adequately organized, but has some errors in the transitions or the tone.4 points
The paper is poorly organized, or it contains ineffective transitions and/or inappropriate tone.0 points
The paper displays little to no organization or transitions, and/or does not use the appropriate tone.APA Format – Citations and References (5 Points)5 points
All sources used for quotes and facts are credible and cited, and the references and in-text citations are all properly formatted. Each reference has an in-text citation and in-text citation has a reference.4 points
All sources used for quotes and facts are credible and cited, but slight errors are present in the format of the in-text citations or references. Or there may be one in-text citation or reference missing.2 points
Some sources used for quotes and facts are either not credible or there are significant errors in the in-text citations and/or references. Or there are multiple missing in-text citations or references.0 points
The sources used for quotes and facts are not credible and/or not cited. The in-text citations and/or references are not present.Application to the Real World (40 points)40 points
The response indicates a high level application of compound interest. The paper demonstrates a complete understanding and analysis of interest rates and the compound interest formula.32 points
The response indicates a basic application of compound interest. The response demonstrates a clear understanding and analysis of interest rates and the compound interest formula.16 points
The response indicates an incomplete application of compound interest. The response demonstrates a conceptual understanding and analysis of interest rates and the compound interest formula.0 points
The response indicates little or no application and analysis of compound interest.Accuracy (45 points)45 points
The entire assignment was completed with dedicated attention to the directions. Outstanding effort and work exceeds expectations. All work is shown and calculations are accurate.36 points
Most of the assignment was completed with attention to the directions but some parts are missing. Good effort and work meets expectations. Most calculations are accurate.18 points
Assignment was completed but attention to the directions was spotty or parts of the assignment are missing. Some effort was made and work meets minimal expectations. Only some calculations are accurate.0 points
Assignment is incomplete and/or directions were not followed. Lacks many elements. Appears that little or no effort was made. Calculations are not accurate.

Assignment Instructions
M4 Assignment: Financial Statement
Financial Report
Money is a central concept for everyone no matter what age you are. In this project you will explore exponents using the compound interest formula to make conclusions on investments.
In this project you will:

Use exponents to calculate the amount of interest earned on an investment.
Evaluate formulas with exponents.
Convert interest rates to decimals.
Apply the order of operations.

To complete this project you will:

Complete the Financial Report Worksheet to guide you in developing your budget. Be sure to show all work!
Complete a 2 page, double spaced, APA formatted report. In the report you need to present your findings and explain your conclusions on interest rates and compounding frequency. Thoughts to include in the report include: Is a savings account a good way to earn interest? When looking at opening a savings account what should you look for: higher interest rate or more frequent compounding?
Be sure to cite your sources for the interest rates from the chosen financial institution!

Length/Formatting Instructions
Length2 pages, 400-500 wordsFont12 point, Calibri Font, no more than 1″ marginsProgram/File TypeSubmit in WordAttachmentsShould be pasted into the Word document if possible.Referencing systemAPA referencing system is necessary in assignments, especially material copied from the Internet.
For examples of correct citations, visit the following links:
http://owl.english.purdue.edu/owl/resource/560/01/
File Name
Your work will be evaluated on the following criteria:
CATEGORYExemplarySatisfactoryUnsatisfactoryUnacceptablePresentation Style – Organization, Transitions, Tone (10 Points)10 points
The assignment is presented with excellent organization, thoughtful transitions, and the appropriate tone.8 points
The paper is adequately organized, but has some errors in the transitions or the tone.4 points
The paper is poorly organized, or it contains ineffective transitions and/or inappropriate tone.0 points
The paper displays little to no organization or transitions, and/or does not use the appropriate tone.APA Format – Citations and References (5 Points)5 points
All sources used for quotes and facts are credible and cited, and the references and in-text citations are all properly formatted. Each reference has an in-text citation and in-text citation has a reference.4 points
All sources used for quotes and facts are credible and cited, but slight errors are present in the format of the in-text citations or references. Or there may be one in-text citation or reference missing.2 points
Some sources used for quotes and facts are either not credible or there are significant errors in the in-text citations and/or references. Or there are multiple missing in-text citations or references.0 points
The sources used for quotes and facts are not credible and/or not cited. The in-text citations and/or references are not present.Application to the Real World (40 points)40 points
The response indicates a high level application of compound interest. The paper demonstrates a complete understanding and analysis of interest rates and the compound interest formula.32 points
The response indicates a basic application of compound interest. The response demonstrates a clear understanding and analysis of interest rates and the compound interest formula.16 points
The response indicates an incomplete application of compound interest. The response demonstrates a conceptual understanding and analysis of interest rates and the compound interest formula.0 points
The response indicates little or no application and analysis of compound interest.Accuracy (45 points)45 points
The entire assignment was completed with dedicated attention to the directions. Outstanding effort and work exceeds expectations. All work is shown and calculations are accurate.36 points
Most of the assignment was completed with attention to the directions but some parts are missing. Good effort and work meets expectations. Most calculations are accurate.18 points
Assignment was completed but attention to the directions was spotty or parts of the assignment are missing. Some effort was made and work meets minimal expectations. Only some calculations are accurate.0 points
Assignment is incomplete and/or directions were not followed. Lacks many elements. Appears that little or no effort was made. Calculations are not accurate.

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